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Security

Privacy Policy

FACTSWhat does FBT Bank & Mortgage do with your personal information?

FACTS


Why?

What does FBT Bank & Mortgage do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS


What?

What does FBT Bank & Mortgage do with your personal information?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

FACTS


How?

What does FBT Bank & Mortgage do with your personal information?


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FBT Bank & Mortgage chooses to share; and whether you can limit this sharing.
Reasons we can share your personal infoDoes FBT Bank & Mortgage share?Can you limit this sharing?

Reasons we can share your personal info


For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does FBT Bank & Mortgage share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal info


For our marketing purposes-
to offer our products and services to you

Does FBT Bank & Mortgage share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal info


For joint marketing with other financial companies-

Does FBT Bank & Mortgage share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For our affiliates' everyday business purposes-
information about your transactions and experiences

Does FBT Bank & Mortgage share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For our affiliates' everyday business purposes-
information about your creditworthiness

Does FBT Bank & Mortgage share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For nonaffiliates to market to you:

Does FBT Bank & Mortgage share?


No

Can you limit this sharing?


We Don't Share
What we do

What we do


How does FBT Bank & Mortgage protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do


How does FBT Bank & Mortgage collect my personal information?


We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card or apply for internet or mobile banking
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do


Why can't I limit all sharing?


Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions

Definitions


Affiliates


Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • FBT Bank & Mortgage does not share with our affiliates

Definitions


Nonaffiliates


Companies not related by common ownership or control. They can be financial and non-financial companies.
  • FBT Bank & Mortgage does not share with nonaffiliates so they can market to you.

Definitions


Joint Marketing


A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • FBT Bank & Mortgage doesn't jointly market.