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Personal

Interest Bearing Account

Savings is the start to putting your money to work for you. Let us help you find a simpler way to save and pay yourself for working hard! Earn interest and get convenient access to your funds.

Simple Savings

Earn interest on funds until you need them in a Simple Savings account. Receive interest payments and statements quarterly. This account allows you to tuck away some funds for those unexpected expenses. A minimum balance is required to avoid a service charge.

Simple Plus Savings

Maintaining a bigger balance and earning more interest has never been easier.

With the Simple Plus savings account the higher your account balance, the more interest you earn. Simple Savings offers rate increases at balances of $2,500, $10,000, $25,000 and $50,000. A minimum balance is required to avoid a service charge.

Visit with our Customer Service Specialist to start saving for unexpected expenses, college expenses, or to prepare to retire simply and comfortably.

Savings Clubs

Cotton Belt Riders Club

Getting a head start on teaching your child the importance of saving. Our Cotton Belt Riders Club  account is for children under the age of 13, and has no minimum balance and no service charge.

Visit with our Customer Service Specialist about setting your child up for a great start in life with a savings account just for them.

Christmas Club

Don’t spend the holidays worried about your Christmas expenses. Get a simple and early start to funding your Christmas shopping this year! Open a Christmas Club account with as little as $5.00. Make deposits throughout the year, and in November have those funds plus interest deposited into a checking or savings account for you to shop without the worry of post-holiday debt.

*There is a penalty for early withdrawal or closure.

 Round UP Savings

There’s a simple way to add money to your savings account.

  • Our Round Up Savings feature
  • When you use your Debit Card
  • Round Up Savings