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At FBT Bank & Mortgage, it’s important that we’re the financial partner our customers need to realize their dreams. Whether it’s buying a home, a new car, or sending your kids to college, our team of expert lenders are here to simplify the process of getting the financing you need for whatever you need at competitive rates. With our local lenders, expect service that is flexible and provides the quick-turnaround you need on your loan application. Loans are subject to credit approval.

Visit our lenders today to discuss how FBT Bank & Mortgage can meet your financial needs.

Home Mortgage Loans

Let us finance your dream of homeownership with a Simply Home Mortgage Loans.

Buying your first home? Building a dream home? Or you might be looking to refinance your current home? No matter what you need in the way of mortgage financing, our skilled loan officers can help. We’ve got a wide variety of mortgage loan options along with the expertise to make the loan process simple and straightforward.

We offer:

  • Affordable housing loans
  • Conventional loans
  • Secondary market including FHA and VA loans
  • Construction and permanent one-time-close loans
  • Renovation loans
  • Land and lot loans

Stop by today and visit with a member of our expert lending team to discuss the best option for you.


FBT Bank & Mortgage     NMLS ID# 766443

James V. Hulse Jr.          767774
David Sisson                     767766
Janie Daniell                    767775
Carly A. Welch                 1142206
Mike Trammel                 685547
Daniel Pledger                 1590120
Craig S. Attwood             1280585
Lance Nutt                        1722676
Ricky Wayne Ferguson   1201612
Joni Alexander                 1843043
Gregory Scott Ray            2137459
Sarah Still                          816212
Tara Arnold                       2461413
Clayton Livingston           2461412
Scott Swallow                    1684039
Suzanne Erbe                    1035669
Matthew Renninger        1905826
David Y. Jones                  377892
Scott Tortorici                    62977
Kathleen Quinn-Carite     81551
Carmen Cerron                 94085

Work with our mortgage lenders to begin your loan process and take the stress out of financing your homebuying dream.

Auto, Boat and RV Loans

Whether you’re traveling over the road, or across the water, getting to your destination is all about the journey. Our Drive Simply loans can help you get there worry-free and in style.

Visit our lenders today to discuss how FBT Bank & Mortgage can get you in the car (or boat or RV) of your dreams.

Home Improvement Loans

Simple Fix Home Improvement Loan

Your home deserves a Simple Fix!

Does your house not quite feel like home anymore? Make it sweet again with the FBT Bank & Mortgage Simple Fix Home Improvement Loan!

If you own a home in the Pine Bluff, Arkansas area you may be able to borrow up to $6,500 for home improvements without using your home as collateral or tying up valuable home equity. Don’t put off repairs like roofing, flooring, windows, kitchen and bathroom updates, heating and air systems replacements and more!

We can help. Start planning your home improvements today by completing the form below or calling Ricky Ferguson at 870.879.6200 for more information.

Click here to ask a question

Click here to download the Simple Fix Application

Loan Disclosure Statement:

*Loan amount not to exceed $6,500. Fixed interest rate of 7.95%, and an Annual Percentage Rate (APR) of 7.956%. Maturity of 60 months or less. Payment of principal and interest due monthly. No closing costs. Loan is unsecured. Checks will be made payable to service providers. Improvements must be attached to home or real estate. A $6,500 loan with a 5-year term will have 60 monthly payments of $131.66

338.3 Nondiscriminatory advertising

Any bank which directly or through third parties engages in any form of advertising of any loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or any loan secured by a dwelling shall prominently indicate in such advertisement, in a manner appropriate to the advertising medium and format utilized, that the bank makes such loans without regard to race, color, religion, national origin, sex, handicap, or familial status.